Dear, I think you must visit a fertility clinic as soon as possible. What we can suggest to you is the nonprofessional advice. The fertility clinics have the right solution for your case. Determining your conditions they would suggest whether you should go for surrogacy or IVF. As far as your concern about the expenses is concerned you can have a comparative study of the prices of different clinics. I hope that you get the best professional assistance. As much as I know about IVF, it’s not easy. IVF can be stress full. It can take a couple of tries too. Looking forward to your further progress.