Hey Kelly, I hope you are doing well. I think you should research about surrogacy and then convince your husband about it. The thing with surrogacy is that there a lot of misconceptions that it comes with. People think that is illegal and shouldn’t be carried out. However, with time things have massively improved. There are clinics who are now operating legally and are doing a wonderful job. When my husband and I decided to opt for surrogacy we even had few concerns, however, with time things did get cleared up. The clinic we decided to visit it was on the basis of how they were functioning ethically. They had a procedure for surrogate mothers as well. They made sure that the mother was fit and had no past illnesses. Also, I read their policy as well and I loved how they were organized. So I think you should talk and educate your husband regarding this. I was also concerned financially however, this clinic offered two packages; standard and VIP. This made it a lot easier for us. Good luck to you.