Hey dont get so confused. There is the difference between surrogacy and IVF. In IVF the woman gets pregnant when she is not able to conceive naturally. On the other hand in surrogacy someone else does it for intended parents. It is for those who are literally infertile. I would suggest that you should go for surrogacy. The expenses depend upon which clinic you choose and what kind of package you select. Fertility treatments are way too expensive and sometimes, in the end, you may be fed up with all this. Hope this would help you.