Hey. I am so happy for you. I hope you will be a mom soon. I wish you will be blessed soon. I have a baby through surrogacy too. I went to a clinic in Europe. Yes, you are right it is affordable than other countries. I went there without the help of any agency. The services were provided by the clinic. They cooperated with us alot. We were provided with a surrogate. It is very hard to find a surrogate by there own. I have a baby now. I have no more worries in life. I hope people would make themselves aware of such processes.