It depends on you. If you consider surrogacy an acceptable treatment then go for it. Also, check with the place you live in. If adoption is easy then you can adopt. Though if it takes time then surrogacy would be a good choice. Also, you can have a newborn with the help of surrogacy. Adoption does not guarantee this one thing. Ask your husband what he wishes to have. Another thing, consider the costs for both before making a decision. Surrogacy can be affordable if a right clinic is chosen. Like I chose an affordable clinic. They have different packages. I had an option to select the one which suits me. Just let me know whatever you decide.