My dear friend, infertility is not an easy thing to cope with. Your situation is really very heartbreaking. All my sympathies are with you. Just stay strong and stay positive. Surrogacy is expensive than the IVF but it is the very successful procedure. Also, its success chances are 95%. So dear, I think you should go for surrogacy instead of IVF. The final decision will be yours. Wish you good luck.