Hello Kelly! Well, you just came up with a very much asked question. My personal and competent advice to you on this matter will be that why not to go for surrogacy? I mean why still avoid the option of having a child of your own. Still, if you can. So, that’s all? Anyway! I think surrogacy is really a fine option. I’ve seen so many women having their lives changed through it. So, yeah! Adoption is really a difficult one as compare to that. But, still see your affordability too. But, if you can. So, why not?